Lakeland Florida Mortgage

Lakeland Mortgage Lender

Lakeland is located approximately halfway between Tampa and Orlando right in the heart of central Florida. The principal city of Polk County, it is located within the Lakeland-Winter Haven Florida Metropolitan Statistical Area. Because of it's central location in the State, it is the perfect place to put down roots and obtain a Lakeland FL home loan. Specializing in Conforming and FHA loans, we are the number one source for all your Florida mortgage needs.

Lakeland combines the small town community feeling with all the amenities and excitement of the larger cities that are so close. With plenty of housing available and mortgage rates historically low, our licensed mortgage broker in Lakeland will be able to explain the different home loans programs available in the lending marketplace today. Our philosophy is to identify the best loan for each borrower’s individual circumstance and deliver exceptional service throughout the entire loan process.

Easily accessible to highways, rail and airports, it is projected that Lakeland's economic growth and population should only keep increasing. With super fantastic weather year-around, great geographical location, and steady economic growth, makes obtaining a mortgage in Lakeland the smartest move for anybody. Whether you are looking for financing for a new home purchase or refinancing your existing home mortgage, we are the loan providers for every scenario. Being a mortgage lender in Lakeland, our reputation is built on delivering the highest quality of customer service. Today, more and more people are financing with an FHA Mortgage purchase. Only required to only put down 3.5% (financing 96.5%) of the purchase price, gift fund and seller concessions are allowed. On a cash-out refinance, the lending limit is 85% of the value of the property. Refinancing for a rate and term finance, then lending limit goes as high as 97.75%. Allowable debt to income ratio's up to 55%, there are many pluses of considering an FHA mortgage.

Whether you are financing a new home or refinancing an existing loan, choosing the right Lakeland FL mortgage company is as important as choosing the right loan scenario that meets all your financial goals and expectations. We strive very hard to make sure that our clients have a complete understanding of the entire loan process from start to finish. With a staff of licensed brokers, our guarantee is your satisfaction.

It used to be that FHA was not credit score driven. Today it is! With the banks tightening up on lending guidelines and increasing credit scores requirements to qualify for a mortgage in lakeland, we have a team of certified credit counselors in-house to help our clients experiencing unwarranted credit problems. Within a 75 day period, we help them re-establish good credit with all three of the credit bureaus.

Mortgage Programs in Lakeland we provide

our team of licensed specialists to discuss your specific loan program. call us at 561-271-1611 or by simply filling out a quick quote.